About Daniel Bayla
I was born in CA to a Filipino immigrant father and Native American mother. I grew up in a small rural town in the Sierra Nevada foothills where I learned that Family above all else, is most important. I was the first in my family to graduate from College with a BS in Geology. I went on to the Masters program in Geotechnical Engineering. Before completing the MS program I was presented an opportunity to join a lending company as a Loan Officer. I realized that my skills with numbers fit very well in finance and decided to make the transition.
In 2004 I left the MS program and joined a lending company. I quickly began closing loans and earning awards including Top Loan Officer of the month several times and being rewarded with company trips and prizes. None of the accolades and recognition meant as much as the many thanks and appreciation from the families I helped save money and reach their financial goals.
Meet Our Team
Mihaella Bayla
Attorney, Certified Mortgage Advisor, and Certified Divorce Lending Professional
I am an Attorney, Certified Mortgage Advisor, and Certified Divorce Lending Professional. I am passionate about bringing my legal background and professionalism to the mortgage industry.
My name is Mihaella (pronounced “mee-ha-ella”). I am thrilled to bring my legal knowledge and experience to the world of lending. As a Certified Divorce Lending Professional (“CDLP”), I work with divorce attorneys, real estate agents, financial planners, mediators, and other professionals to help divorcing homeowners make more informed decisions regarding their home equity solutions and mortgage financing options during and after divorce.
In my fifteen years of practice as an attorney, I helped hundreds of clients with tax controversy issues. As a CDLP, I now bring the same level of professionalism and fiduciary duty to my clients and their divorce team. I have an extensive background in all facets of mortgage lending, from a first-time home purchase to refinancing.
In my spare time, I love taking day trips around the Puget Sound with my husband and two daughters. I’m an avid audiobook listener, perpetual student, dog lover, and wine enthusiast.
Mihaella Bayla
CDLP Attorney & Certified Divorce Lending Professional
Direct: 206-649-8801
Email: MBayla@TrueLendingCo.com
Schedule a Call: https://calendly.com/mbayla
Tracy Coe
Loan Processor Manager
Tracy Coe is our Loan Processor Manager at True Lending Company with over 10 years of product management and training experience. She believes being well organized and exceeding expectations in communication keeps everything moving forward. Tracy switched to loan processing a few years ago to help more people reach their dreams of owning their own home and reaching their financial goals.
Tracy is a wife and mother and loves being with her family. Teaching her sons about life and new things brings her the most joy. She can’t wait to literally show them the world. She tries to squeeze in puzzles, movies and reading when she can.
Tracy Coe
Loan Processor Manager
Direct: 206-649-8495
Email: TCoe@TrueLendingCo.com
Nicolai Lipscomb
Loan Partner Manager
Nicolai Lipscomb is our Loan Partner Manager at True Lending Company with two decades of successful experience in employee management and development. He knows that being genuine and leading by example is the best way to reflect the desired outcome. Because Nicolai is passionate about relationships and supporting others through trust and integrity, he delights in connecting with clients to help them meet their goals.
Personally, Nicolai loves cooking, especially over open fires. He is an avid reader and loves to decompress while gardening. His most significant role is as a husband and a father.
Nicolai Lipscomb
Loan Partner Manager
Direct: 206-649-8505
Email: NLipscomb@TrueLendingCo.com
Why Work with Us?
Whether you’re buying, selling, refinancing or building your dream home, you have a lot riding on your loan specialist.
Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who can give you quick and accurate financial advice.
We have the expertise and knowledge you need to explore the many financing options available.
Get an Instant Rate Quote
Begin your loan process today by getting an instant rate quote, no SSN required! (Not all loan programs will populate. For loan programs not listed, please contact us directly and we will be happy to send you a quick quote!)
