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Down Payments

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The 3 Factors That Affect Home Affordability

January 24, 2023

If you’ve been following the housing market over the last couple of years, you’ve likely heard about growing affordability challenges. But according to experts, the key factors that determine housing affordability are projected to improve this year. Selma Hepp, Executive, Deputy Chief Economist at CoreLogic, shares:

Read moreThe 3 Factors That Affect Home Affordability

Wondering How Much You Need To Save for a Down Payment?

January 3, 2023

If you’re getting ready to buy your first home, you’re likely focused on saving up for everything that purchase involves. One cost that’s likely top of mind is your down payment. But don’t let a common misconception about how much you need to save make the process harder than it could be. Understand 20% Isn’t …

Read moreWondering How Much You Need To Save for a Down Payment?

Financial Fundamentals for First-Time Homebuyers

December 26, 2022

Are you prepping to buy your first home? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to focus on as you set out to buy a home. Build Your Credit Your credit …

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VA Loans Can Help Veterans Achieve Their Dream of Homeownership

November 10, 2022

For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits. Here are some things you should know about VA loans before you start the homebuying …

Read moreVA Loans Can Help Veterans Achieve Their Dream of Homeownership

Taking the Fear out of Saving for a Home

October 31, 2022

If you’re planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn’t have to be. One way to take the fear out of budgeting is understanding some of the costs you might encounter.  And to do that, turn to trusted real estate professionals. …

Read moreTaking the Fear out of Saving for a Home

Four Things That Help Determine Your Mortgage Rate

October 12, 2022

If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically. If you’re looking for ways to combat today’s …

Read moreFour Things That Help Determine Your Mortgage Rate

Saving for a Down Payment? Here’s What You Should Know.

October 10, 2022

As you set out to buy a home, saving for a down payment is likely top of mind. But you may still have questions about the process, including how much to save and where to start. If that sounds like you, your down payment could be more in reach than you originally thought. Here’s why. …

Read moreSaving for a Down Payment? Here’s What You Should Know.

Homeownership Could Be in Reach with Down Payment Assistance Programs

June 29, 2022 by True Lending Company

A recent survey from Bankrate asks prospective buyers to identify the biggest obstacles in their homebuying journey. It found that 36% of those polled said saving for a down payment is one of their primary hurdles to buying a home. If you feel the same way, the good news is there are many down payment …

Read moreHomeownership Could Be in Reach with Down Payment Assistance Programs

Three Tips for First-Time Homebuyers

May 5, 2022 by True Lending Company

Buying your first home is a major decision and an exciting milestone. Even though it can feel daunting at times, it has the power to change your life for the better. If you’re looking to purchase your first home, you may be wondering what’s happening in the housing market today, how much you need to …

Read moreThree Tips for First-Time Homebuyers

Things That Could Help You Win a Bidding War on a Home

May 3, 2022 by True Lending Company

With a limited number of homes for sale today and so many buyers looking to make a purchase before mortgage rates rise further, bidding wars are common. According to the latest report from the National Association of Realtors (NAR), nationwide, homes are getting an average of 4.8 offers per sale. Here’s a look at how …

Read moreThings That Could Help You Win a Bidding War on a Home

What You Need To Budget for When Buying a Home

April 5, 2022 by True Lending Company

When it comes to buying a home, it can feel a bit intimidating to know how much you need to save and where to find that information. But you should know, you’re not expected to have all the answers yourself. There are many trusted professionals who can help you understand your finances and what you’ll …

Read moreWhat You Need To Budget for When Buying a Home

Down Payment Assistance Programs Can Help You Achieve Homeownership

March 2, 2022 by True Lending Company

For many homebuyers, the thought of saving for a down payment can feel daunting, especially in today’s market. That’s why, when asked what they find most difficult in the homebuying process, some buyers say it’s one of the hardest steps on the path to homeownership. Data from the National Association of Realtors (NAR) shows: “For …

Read moreDown Payment Assistance Programs Can Help You Achieve Homeownership
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