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First Time Home Buyers

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Should You Consider Buying a Newly Built Home?

February 15, 2023

If you’re thinking about buying a home, you might be focusing on previously owned ones. But with so few houses for sale today, it makes sense to consider all your options, and that includes a home that’s newly built.

Read moreShould You Consider Buying a Newly Built Home?

Why It Makes Sense To Move Before Spring

January 26, 2023

Spring is usually the busiest season in the housing market. Many buyers wait until then to make their move, believing it’s the best time to find a home. However, that isn’t always the case when you factor in the competition you could face with other buyers at that time of year. If you’re ready to …

Read moreWhy It Makes Sense To Move Before Spring

Wondering How Much You Need To Save for a Down Payment?

January 3, 2023

If you’re getting ready to buy your first home, you’re likely focused on saving up for everything that purchase involves. One cost that’s likely top of mind is your down payment. But don’t let a common misconception about how much you need to save make the process harder than it could be. Understand 20% Isn’t …

Read moreWondering How Much You Need To Save for a Down Payment?

Financial Fundamentals for First-Time Homebuyers

December 26, 2022

Are you prepping to buy your first home? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to focus on as you set out to buy a home. Build Your Credit Your credit …

Read moreFinancial Fundamentals for First-Time Homebuyers

Mortgage Rates Are Dropping. What Does That Mean for You?

December 19, 2022

Mortgage rates have been a hot topic in the housing market over the past 12 months. Compared to the beginning of 2022, rates have risen dramatically. Now they’re dropping, and that has to do with everything happening in the economy. Nadia Evangelou, Senior Economist and Director of Forecasting at the National Association of Realtors (NAR), …

Read moreMortgage Rates Are Dropping. What Does That Mean for You?

You May Have More Negotiation Power When You Buy a Home Today

December 14, 2022

Did the frequency and intensity of bidding wars over the past two years make you put your home search on hold? If so, you should know the hyper competitive market has cooled this year as buyer demand has moderated and housing supply has grown. Those two factors combined mean you may see less competition from …

Read moreYou May Have More Negotiation Power When You Buy a Home Today

Key Advantages of Buying a Home Today

December 7, 2022

There’s no doubt buying a home today is different than it was over the past couple of years, and the shift in the market has led to advantages for buyers today. Right now, there are specific reasons that make this housing market attractive for those who’ve thought about buying but have sidelined their search due …

Read moreKey Advantages of Buying a Home Today

What Buyers Need To Know About the Inventory of Homes Available for Sale

November 23, 2022

If you’re thinking about buying a home, you’re likely trying to juggle your needs, current mortgage rates, home prices, your schedule, and more to try to decide if you want to jump into the market. If this sounds like you, here’s one key factor that could help you with your decision: there are more homes for …

Read moreWhat Buyers Need To Know About the Inventory of Homes Available for Sale

Mortgage Rates Will Come Down, It’s Just a Matter of Time

November 21, 2022

This past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we’ve seen fewer homes sold than the previous month as home price growth has slowed. All of this is due to the fact that the average 30-year fixed mortgage rate has doubled this year, severely limiting homebuying power …

Read moreMortgage Rates Will Come Down, It’s Just a Matter of Time

Why It May Be Time To Add Newly Built Homes to Your Search

November 15, 2022

If you put a pause on your home search because you weren’t sure where you’d go once you sold your house, it might be a good time to get back into the market. If you’re willing to work with a trusted agent to consider a newly built home, you may have even more options and …

Read moreWhy It May Be Time To Add Newly Built Homes to Your Search

VA Loans Can Help Veterans Achieve Their Dream of Homeownership

November 10, 2022

For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits. Here are some things you should know about VA loans before you start the homebuying …

Read moreVA Loans Can Help Veterans Achieve Their Dream of Homeownership

What’s Ahead for Mortgage Rates and Home Prices?

November 9, 2022

Now that the end of 2022 is within sight, you may be wondering what’s going to happen in the housing market next year and what that may mean if you’re thinking about buying a home. Here’s a look at the latest expert insights on both mortgage rates and home prices so you can make your …

Read moreWhat’s Ahead for Mortgage Rates and Home Prices?
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True Lending LLC NMLS #: 2298394

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123 2nd Ave. S Suite 230
Edmonds, WA 98020

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